Terms of Service.

EARNED// · Loren Chapman

A program of Live the Seven, LLC

P.O. Box 12709, Bakersfield, CA 93312

hello@lorenchapman.com

Effective July 13, 2026

This is not medical care.

EARNED// is health and wellness coaching and education.

Loren Chapman is a certified Functional Nutrition and Metabolism Specialist (FNMS). That certification qualifies her to provide nutrition education, coaching, and lifestyle guidance. She is not a physician, nurse practitioner, registered dietitian, or licensed healthcare provider.

She does not diagnose. She does not prescribe. She does not treat disease.

Nothing on this site is medical advice. Talk to a licensed healthcare provider before changing your nutrition, exercise, supplement, or medication routine — and never delay medical care because of something you read here. If you're having a medical emergency, call 911.

Lab work. We use labs to inform coaching, not to diagnose. Testing is performed by an independent laboratory and, where required, ordered by an independent licensed provider — not by us. If results suggest a medical concern, we'll tell you to see a physician.

Supplements. Dietary supplements are not drugs. They are not evaluated by the FDA and are not intended to diagnose, treat, cure, or prevent any disease. They can interact with medications. Ask your doctor first — especially if you're pregnant, nursing, managing a condition, or on prescription medication.

Training. Strength training carries risk of injury. Get medical clearance before you start.

Anything Loren shares about her own health — including her decisions about hormone therapy — is her personal experience, not a recommendation for you.

No guaranteed results.

We don't guarantee any specific result. Testimonials and before-and-after photos show individual experiences. They are not typical and they are not promises. Your results will differ.

We earn money from some products we recommend.

This website has no affiliate links. Our program materials do.

If you enroll, our protocols and meal plans recommend specific products — and some of those links or codes pay us a commission at no extra cost to you. We also hold practitioner accounts with supplement dispensaries. This includes Amazon, Equip Foods, Nutridyn, AquaTru, Redmond Real Salt, and Lineage Coffee, among others.

We're telling you before you buy, because you should know before you buy. Buy wherever you like — nothing requires you to use our links.

As an Amazon Associate, we earn from qualifying purchases.

Text messages.

If you opt in, we'll text you about your application, appointments, check-ins, your program, and occasional promotions.

• Message frequency varies.
• Message and data rates may apply.
• Reply STOP to unsubscribe. Reply HELP for help.
• Consent is not a condition of purchase.
• Carriers are not liable for delayed or undelivered messages.
• No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy.

Using this site.

You must be 18 or older and in the United States.

Everything here — copy, graphics, photos, and our methodology — belongs to Live the Seven, LLC. EARNED//, The Full Picture Assessment™, and The Full Picture Panel™ are our marks. You may not copy, republish, or resell our content, or use it to build a competing program.

Submitting the assessment is an application. It doesn't create a coaching relationship or obligate either of us. Please answer honestly — we make decisions based on what you tell us.

We link to other websites we don't control and aren't responsible for.

If you enroll, you'll sign a separate Coaching Agreement. That document governs your program — payment, refunds, cancellation, everything. If it ever conflicts with this page, the Coaching Agreement wins.

Risk and liability.

This site is provided "as is," with no warranties of any kind.

You act on this information at your own risk. To the fullest extent the law allows, Live the Seven, LLC, Loren Chapman, and Chase Chapman are not liable for indirect, incidental, or consequential damages — and our total liability for any claim about this site will not exceed the greater of $100 or what you paid us in the past twelve months.

This doesn't apply to gross negligence or willful misconduct. Some states don't allow these limits, so parts may not apply to you.

Disputes.

California law governs. Talk to us first — email hello@lorenchapman.com and give us 30 days to fix it. Most things get solved with a conversation.

Please read. This affects your legal rights, including your right to a jury trial.

If we can't resolve it, disputes will be settled by binding arbitration before a single arbitrator with the American Arbitration Association, under its Consumer Arbitration Rules, in Kern County, California — or by phone, video, or documents if you prefer. This binds us exactly as it binds you.

For any claim of $10,000 or less, we pay the arbitration fees beyond what you'd have paid to file in court, win or lose.

You and we may bring claims only individually — not as part of any class or representative action. If that waiver is ever found unenforceable for a claim, that claim alone goes to court and the rest stays in arbitration.

Not covered by arbitration: small claims court, and claims to protect our trademarks and copyrights.

You can opt out of arbitration.

Within 30 days of accepting these Terms, email hello@lorenchapman.com with the subject "Arbitration Opt-Out," or write to our P.O. Box. Include your name and a clear statement that you're opting out.

Opting out will not affect your coaching in any way. If you opt out, disputes go to the courts of Kern County, California.

If you're a coaching client, your signed Coaching Agreement has its own dispute terms — those control for anything about your coaching.

The rest.

If any part of this is unenforceable, the rest still stands. We may update these Terms by posting a new version with a new date.